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Make 4 interest-free payments with Affirm

Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence - knowing you'll never pay a penny more than your purchase price when you Pay in 4.

Keep things simple with Pay in 4

For example, a $1,000 purchase might cost $84/mo over 4 payments at 0% APR.
1. Fill your cart

When you're done shopping, select Affirm at checkout.

2. Choose how you pay

Enter a few pieces of info for a real-time decision.

3. Pay over time

Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You'll get email and text reminders.

Just select at checkout

Buy with confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.

Transparent

Affirm tells you up front the total amount you'll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won't charge you late fees or penalties of any kind, ever.

Rates from 0% - 36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender Licence

Options depend on your purchase amount, and a down payment may be required. See affirm.com licenses for important info on state licenses and notifications.

FAQs

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before paymets are due.

Ca I return an item I bought with Affirm?

Yes - you can return an item you bought with Affirm by initiating the returns process with the store.

Does checking my eligibility affect my credit score?

No - your credit score won't be affected when you create and Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.